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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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8 days on the market!
Extra photos on Realtor.com as well as the individual website helped sell our home quickly...8 days on the market exceeded our expectations by far!
Scott & Sandi Fernandez
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Lisa and Alby Heredia is one of The Top Selling Real Estate Experts™
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School Reports in Lake Oswego, Tualatin and Portland, Oregon

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Oregon Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Lake Oswego, Tualatin and Portland

First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

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Q	What is a "smart home"?
A	A "smart home" is equipped with structured home wiring packages that control the home's systems via networked technologies.
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Lisa and Alby Heredia, REALTOR®, real estate agent and broker for Lake Oswego, Tualatin and Portland, Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Lisa & Alby Heredia
Coldwell Banker Barbara Sue Seal Properties
4200 Mercantile Drive, Suite 700
Lake Oswego, OR 97035
Alby: 503-740-7481
Lisa: 503-267-8041
Office: 503-241-7325
Fax: 503-210-1533
info@HerediaRealty.com
As the core of Heredia Realty Group, Lisa & Alby Heredia strive to provide you with a better selling experience: Experience based on their extensive knowledge of the local market and years of real estate transaction expertise. When it comes to getting the highest price for your home in the least amount of time, they get the job done. Heredia Realty Group is a team of service-oriented individuals, working in your best interest, all of whom have proven their ability to get the job done.

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